[1]A., Abbas, K., Bilal, L., Zhang, and S., Khan, A cloud-based health insurance plan recommendation system: A user centred approach. Future Generation Computer Systems Journal, 43(44), 2015, pp. 99–109

[2] A., Adebayo, I., Agbola, A., Ayangbade and O., Obajimi. Bank Products Recommender. The International Journal of Engineering and Science (IJES), 4(7), 2015, pp. 2319–1805. Retrieved from www.theijes.com

[3] J., Aguilar, P., Valdiviezo-Dıaz, and G. Riofrio A general framework for intelligent recommender systems. Applied Computing and Informatics. 13, 2016, pp. 147–160

[4] N.,Altman. An introduction to kernel and nearest-neighbor nonparametric regression. The American Statistician. 46(3), 1992, pp. 175–185. doi:10.1080/00031305.1992.10475879.

[5] M., Anyanwu, and A., Shiva, Comparative Analysis of Serial Decision Tree Classification Algorithms. International Journal of Computer Science and Security. 3, 2009, pp. 230-237

[6]  C., Apte, S., Hong, R., Natarajan, E., Pednault, F., Tipu, and S. Weiss, (2002, May 8). Data Intensive Analytics for Predictive Modelling. Retrieved December, 11, 2018, from http://www.research.ibm.com/dar /papers/pdf/dar_overview_ibmjrd .pdf

[7] A., Asosheh, S., Bagherpour, A., Yahyapou, and A. Asosheha (2008, August 12). Extended Acceptance Models for Recommender System Adaption.

[8] T., Bhaskar, and G. Subramanian Loan recommender system for microfinance loans: Increasing efficiency to assist growth. Journal of Financial Services Marketing, 15(4), 2011, pp. 334–345.

[9] J., Brownlee, (2016, January 3). K-Nearest Neighbours for Machine Learning. Understand Machine Learning Algorithms.

[10] Case of Retail and Banking Service in Iran World Scientific and Engineering Academy and Society (WSEAS). Transactions on Business and Economics, 5(5), 2008, pp. 189–200.

[11]  M., Chih-Min, Y. Wei-Shui and C. Bor-Wen. How the parameters of K-nearest neighbor algorithm impact on the best classification accuracy: In case of parkinson dataset. Journal of Applied Sciences, 14, 2014, pp. 171-176.

[12] A., Fano, and S.,  Kurth Personal Choice Point. Helping users visualize what it means to buy a BMW. Control, 2003, pp. 46–52.

[13] M. A., Farajian, and S. Mohammadi. Mining the banking customer behavior using clustering and association methods. International Journal of Industrial Engineering & Production Research, 21(4), 2019.

[14] A., Felfernig, and A., Kiener, (2005). Knowledge-based interactive selling of financial services with FSAdvisor. Proceedings of the National, 100, pp. 1475–1482.

[15] A., Felfernig and M. Stettinger (2015). Conflict Management in Interactive Financial Service Selection. Organizational Support, 3.

[16] A., Felfernig, K., Isak, K., Szabo, and U. Zachar (2007). The VITA financial services sales support environment. Proceedings of the National Conference on Artificial Intelligence, 2(1), pp. 1692–1699.

[17] A., Felfernig, M., Jeran, T., Stettinger, T., Absenger, T., Gruber, and S. Haas, (2015, February 9). Human computation based acquisition of financial service advisory practices. Proceedings of the 1st International Workshop on Personalization & Recommender Systems in Financial Services

[18] A., Felfernig, and R., Burke. Constraint-based recommender systems: Technologies and research issues. 10th International Conference on Electronic Commerce, 3, 2008, ACM.

[19] D., Gallego and G. Huecas. An empirical case of a context aware mobile recommender system in a banking environment. Proceedings. 3rd FTRA International Conference on Mobile, Ubiquitous, and Intelligent Computing, MUSIC 2012, pp. 13–20.

[20] A., Gigli, F., Lillo, and D. Regoli, (2017, June 23). Recommender Systems for Banking and Financial Services. In Proceedings of RecSys Posters, Como, Italy.

[21] T., Ginevicius, J., Alchimovien, P., Kazokaitis, and A. Kaklauskas Recommender System for Real Estate Management. Verslas: teorija ir praktika, 3, 2011, pp. 258–267.

[22] Z., Gulzar, A., Leema, and G. Deepak. PCRS: Personalized Course Recommender System Based on Hybrid Approach. Procedia Computer Science, 6th International Conference on Smart Computing and Communications, ICSCC, 125(20), 2017, pp. 518–524, Kurukshetra, India. 

[23] G., Guo, J., Zhang, and N., Yorke-Smith. Leveraging multiviews of trust and similarity to enhance clustering-based recommender systems. Knowledge-based Systems 74, 2015, pp. 14–27.

[24] A., Gupta and A., Jain. Life Insurance Recommender System Based on Association Rule Mining and Dual Clustering Method for Solving Cold-Start Problem. International Journal of Advanced Research in Computer Science and Software Engineering, 3(7), 2013, pp. 1356 – 1360

[25] M., Jallouli, S., Lajmi, and I. Amous. Designing Recommender System: Conceptual Framework and Practical Implementation. International Conference on Knowledge Based and Intelligent Information and Engineering Systems, Marseille, France Procedia Computer Science 112 (17), 2017, pp. 1701–1710 

[26] C. Janikow. Fuzzy Decision Trees: Issues and Methods. IEEE Transactions on Systems, Man and Cybernetics, 28(1), 1998, pp. 1–14., New Jersey, USA.

[27] C., Musto, P., Lops, M., Gemmis, G., Lekkas, and G. Semeraro Personalized finance advisory through case-based recommender systems and diversification strategies. Decision Support Systems, 77, 2015, pp. 100-111

[28] I., Palomares and S., Kovalchuk (2017, July 19). Multi-View Data approaches in Recommender Systems: an overview. International Young Scientists Conference in HPC and Simulation, Kotka, Finland.

[29] M., Pazzani and D. Billsus, Content-based recommendation systems, in the adaptive web, 2007, pp. 325–341, Springer

[30] W., Peng, J., Chen, and H. Zhou (2018, February 18). An Implementation of ID3 – Decision Tree Learning Algorithm. University of New South Wales. Retrieved October 11, 2018, from   http://web.arch.usyd.edu.au/~wpeng/DecisionTree2.pdf

     [31] H., Press-William, A., Saul, T., William, O., Flannery, and P. Brian (2007, April 8). Support Vector Machines. Numerical Recipes: The Art   of   Scientific Computing (3rd ed.). New York: Cambridge University Press

Computer Science Department, Babcock University, Ilishan-Remo, Nigeria